Mobile Banking App Development Services
Online and Mobile Banking Solutions for an Asian Bank with 3+ mln Customers
Award-winning Mobile Banking App
UI Redesign of a Mobile Banking App for iOS and Android
Mobile Banking App for Hire-purchase Cards
Mobile Payment Solution for 6 mln E-wallets
We specialize in mobile banking app development aligned with our customers’ specific requirements, not the general ones. Depending on your requirements, we can deliver various types of banking apps and assist you in choosing the functional scope for your mobile banking app. As ISO 9001 and ISO 27001 certification holder, we rely on mature quality management and guarantee the cooperation doesn't pose any risks to your data security.
Basic apps allow following the "we-too" strategy to keep up with mobile banking adopters or to experiment on the market with low risks. For this, we can deliver the following basic mobile banking features:
Account management to check account balances and transaction history
Money transfer to another person and between the owner’s accounts at different banks, with the option of an instant transfer
GPS-navigation to find the nearest service point or ATM
Mobile RDC to check deposits using a mobile device camera
Payments scheduling to make regular payments and pay bills in a snap
Customizable alerts to receive text, email and push notifications (account alerts, bill pay reminders, security alerts), and more
Advanced apps bring personalized, differentiated mobile banking experiences by adding a number of extra features:
Personal financial management
Loyalty program integration
A-class apps help to achieve leadership in client service by introducing a powerful and full-featured digital platform with seamless transactional experience.
At ScienceSoft, we can reshape your mobile banking app with the following cutting-edge features:
Mobile Banking Opportunities
For large and midsized banks
Create and retain close ties by providing branchless banking to individual and commercial customers.
For community banks
Reach out to customers in geographically remote and rural areas. Cater to local business needs with tailored features and functions.
For credit unions
Improve union members’ satisfaction by offering to experience the convenience of mobile banking services.
With a mobile banking app, banks and financial institutions can successfully handle the following challenges:
Improving customer experience
through personalized banking and a convenient access to loyalty programs on the go.
Selling more to existing customers
with targeted new products and services. With stronger personal ties, banks and financial institutions will foster customer retention as well as embrace new cross- and upselling opportunities.
Attracting small businesses
by combining individual and business banking in one application.
Reducing service costs
by getting cheaper mobile transactions. E.g., a bank can save $4.15 on average for every mobile check deposit, leading to $49.80 in cost savings per customer annually (Javelin Strategy & Research).
Getting access to cheaper funds
by attracting deposits with lower interest rate. By bringing convenient mobile banking services, banks can increase the number of depositors from rural areas or distant locations.
ScienceSoft has been working in Security Intelligence since 2004 and has achieved IBM Gold Business Partner status in 2017. We pay a special attention to providing a completely secure mobile banking environment to eliminate the possibility of fraud and encourage user adoption. Our security solutions include a 2-factor identification used for:
Registration: through an activation code sent via SMS.
Authorization: by linking a mobile banking app to the user’s device.
Managing the list of devices with the account access.
Confirmation of transactions.
We chose ScienceSoft as a technology partner for the mobile banking development project for both iOS and Android platforms. ScienceSoft brought to the table substantial expertise in mobile application development and explicitly customer-centered approach to the application design. Besides, they proved to be a reliable and agile technology partner. We especially appreciate their professional approach to security issues, which were among our main concerns due to strict regulations.
Khalid Ahadov, Executive Director, Unibank
Mobile Banking Development Process
ScienceSoft’s experts will help you define the project scope, taste the concept and unfold essential mobile banking features. Our dedicated team will work closely with your subject matter experts through the entire implementation process to turn your idea into a well-thought mobile banking software. Our development team also ensures smooth integration of your app with other banking systems. After delivering a ready-to-use app, we guarantee its maintenance and support.