Insurance Software Development Services
Since 2012, ScienceSoft designs and builds top-flight insurance solutions that help digitally transform complex insurance workflows and create new business models.
Insurance software development services aim to create solutions that help insurance services providers improve operational efficiency, increase customer loyalty, and access a larger client base.
ScienceSoft delivers robust insurance software that automates processes like underwriting, claim management, and policy administration and introduces seamless digital experiences for insurers’ customers, employees, and external partners.
Choose the Service Option that Best Fits Your Needs
Consulting on insurance software implementation
We design the optimal functionality, architecture, and tech stack for your solution and advise on security and compliance. You also get a detailed project roadmap for risk-free implementation.
End-to-end insurance software development
We cover all aspects of solution development, from design to integration and QA. You benefit from prompt software implementation and ongoing support. Also, we can conduct user training in a convenient format.
Insurance software modernization
We upgrade your existing solution and power it with advanced techs. You get modern software promptly and cost-effectively. Also, you benefit from a shorter learning curve for your teams.
Insurance product consulting
We design your solution to provide visually appealing interface and seamless user journeys. You get an interactive prototype to quickly test the product’s technical feasibility and usability.
- Since 2012 in insurance software development.
- Proficiency in building solutions with complex business logic that seamlessly automate even the most complicated, highly specific insurance workflows.
- Hands-on experience in creating software with cloud-forward architecture that provides smooth integration with all required data sources and scalability to support business growth.
- Since 1999 in web and since 2005 – in mobile development to deliver insurance apps that provide excellent UX and UI, vast self-service capabilities, and unique customer intelligence.
- In-house compliance experts with 5–20 years of experience to guarantee insurance software compliance with the required legal standards.
- 19 years in cybersecurity to ensure world-class protection of insurance software.
Whom We Serve
Insurance carriers
Managing general agents (MGA)
Reinsurers
Insurtech startups
Insurance software product companies
Enterprises involved in liability insurance activities
Software to Support Your Ambitious Insurance Initiatives
By insurance type
Various types of insurance differ in the potential volume of workflow automation and pose specific requirements for third-party integrations. To maximize payback from going digital, you need a solution that fully meets your unique service scope.
We deliver tailored software for the following insurance types:
- Life insurance
- Health insurance
- Auto/motor insurance
- Homeowners insurance
- Flood insurance
- Business insurance, including liability insurance and cybersecurity insurance
By insurance model
Design your insurance products to meet the rapid pace of cross-industry digital transformation. Those who will be among the first to innovate should expect to win a larger share of younger, tech-savvy audience and see the amazing revenue increase.
We create digital solutions to support the innovative insurance models, including:
- P2P insurance
- Microinsurance
- Short-term insurance
- Parametric insurance
- Usage-based insurance
- Pay-as-you-live life and health insurance
Software that enables automated insurance application processing, risk assessment, and premium calculation. It can provide optimal, analytics-driven insurance pricing.
Value: Up to 40% decrease in underwriting costs, 10–15% increase in revenue due to optimized insurance pricing, and decision-making in minutes rather than days.
Software that automates the entire policy lifecycle, from issuance to termination. It provides rule-based recordkeeping and centralized storage of all policy-related data.
Value: 95% faster policy issuing, updating, and renewal, 40%+ increase in the productivity of the insurance teams, up to 60% reduction in policy administration costs.
Software that offers automated calculation of personalized premiums and customer invoicing. It supports e-signing of invoices and enables real-time processing of multi-currency payments.
Value: Up to 80% decrease in billing-related costs, 2–3x faster billing process.
Software that automates claim management processes end-to-end, from claim data intake to claim settlement and reporting. It enables AI-based claim validation, damage estimation, and fraud detection.
Value: ~30% decrease in claim processing costs, 80%+ faster claim cycle.
Agency management software
Software that enables analytics-based planning and real-time monitoring of agents’ activities. It keeps a full audit trail of agent-customer interactions, and provides comprehensive agency performance analytics.
Value: 100% visibility of agency-wide insurance operations, streamlined planning of agents’ workload.
Software that introduces seamless digital experiences for insurers’ clients, employees, and suppliers. It automates tedious manual operations, provides secure access to the required data, and offers AI-powered user support.
Value: Improved operational efficiency for the insurance teams, up to 4x faster business processes, higher customer satisfaction.
Web and mobile apps that automate insurance application processing, premium payment, and policy issuance, enable prompt interaction and secure data sharing between the insurers and their clients.
Value: 89% increase in customer engagement and 81% improvement in retention rate, which results in higher revenue.
Insurance marketplaces
Digital platforms that facilitate service promotion for insurers and help customers find the optimal insurance offerings.
Value: An opportunity for the marketplace owner to achieve rapid and high ROI by launching and monetizing a popular insurance solution.
Technologies Insurance Software by ScienceSoft Can Leverage
Programming languages
Back end
Projects
Our .NET developers can build sustainable and high-performing apps up to 2x faster due to outstanding .NET proficiency and high productivity.
Projects
ScienceSoft's Java developers build secure, resilient and efficient cloud-native and cloud-only software of any complexity and successfully modernize legacy software solutions.
Projects
ScienceSoft's Python developers and data scientists excel at building general-purpose Python apps, big data and IoT platforms, AI and ML-based apps, and BI solutions.
ScienceSoft delivers cloud-native, real-time web and mobile apps, web servers, and custom APIs ~1.5–2x faster than other software developers.
Projects
ScienceSoft's PHP developers helped to build Viber. Their recent projects: an IoT fleet management solution used by 2,000+ corporate clients and an award-winning remote patient monitoring solution.
ScienceSoft's developers use Go to build robust cloud-native, microservices-based applications that leverage advanced techs — IoT, big data, AI, ML, blockchain.
Front end Javascript frameworks
ScienceSoft leverages code reusability Angular is notable for to create large-scale apps. We chose Angular for a banking app with 3M+ users.
ScienceSoft achieves 20–50% faster React development and 50–90% fewer front-end performance issues due to smart implementation of reusable components and strict adherence to coding best practices.
Mobile
Projects
ScienceSoft’s achieves 20–50% cost reduction for iOS projects due to excellent self-management and Agile skills of the team. The quality is never compromised — our iOS apps are highly rated.
Projects
There are award-winning Android apps in ScienceSoft’s portfolio. Among the most prominent projects is the 5-year-long development of Viber, a messaging and VoIP app for 1.8B users.
Projects
ScienceSoft cuts the cost of mobile projects twice by building functional and user-friendly cross-platform apps with Xamarin.
Projects
ScienceSoft reduces up to 50% of project costs and time by creating cross-platform apps that run smoothly on web, Android and iOS.
Desktop
ScienceSoft's C++ developers created the desktop version of Viber and an award-winning imaging application for a global leader in image processing.
ScienceSoft uses Qt to create cost-effective, sophisticated software with intuitive UI for image analysis, image and video processing, IoT, VR/AR apps.
Projects
Our C# developers created the world’s largest PLM software. Their recent projects: development of SaaS for vCIO services management and underwriting software for a global aviation insurer.
Projects
ScienceSoft's Python developers and data scientists excel at building general-purpose Python apps, big data and IoT platforms, AI and ML-based apps, and BI solutions.
Platforms
Projects
A certified Microsoft partner, ScienceSoft creates CRM and ERP solutions powered by Dynamics 365 and optimizes most effectively a range of business operations.
Projects
ScienceSoft achieves at least 20% increase in sales and 30% improvement in case resolution with well-thought-out and business-tailored Salesforce solutions.
Projects
A certified Adobe Solution Partner, ScienceSoft builds on robust functionality of Adobe Commerce to create highly automated and scalable ecommerce solutions.
Projects
Solid expertise in SharePoint services has earned ScienceSoft a place in Clutch’s list of Top SharePoint Developers in 2023.
A certified ServiceNow partner, ScienceSoft offers a proprietary 4-level implementation model that helps deliver the best value from ServiceNow adoption.
ScienceSoft sets up Power BI to process data from any source and report on data findings in a user-friendly format.
Advanced Techs that Can Power Your Insurance Solution
Click on the cards below to explore the advanced technologies ScienceSoft can implement to bring additional value across your insurance workflows.
The Financial Times Includes ScienceSoft USA Corporation in the List of Americas’ Fastest-Growing Companies 2022
ScienceSoft is one of 500 companies with the highest compound annual growth rate in revenue. This achievement is a result of our unfailing commitment to provide high-quality IT services and find best-value solutions to clients' needs.

Optimal cooperation model
- Full outsourcing of insurance software development.
- A dedicated team to take over a part of your project.
- Team augmentation with our best talents.
Close and transparent collaboration
- Mature practices of joint planning, decision-making, and problem-solving.
- KPI-based cooperation.
- Regular reporting.
Prompt development
- An MVP of insurance software in 3+ months.
- Quick project start (1–2 weeks).
- Frequent releases (every 2–4 weeks).
Flexible pricing options
- T&M, T&M with a cap – for consulting and agile implementation.
- Fixed price – for MVP development.
- A monthly subscription fee – for support activities.
Advanced security
achieved by designing secure architecture for the insurance solution, implementing multi-factor authentication, authorization controls for APIs, insurance data hashing, and more.
All about Banking, Financial Services, and Insurance
Fintech
Insurance
Insurance Software Development
Solutions for Banks
Lending
Payment Solutions