Banking IT Blog

Welcome to our Banking insights hub, designed for banks and tech firms navigating digital disruption, regulatory pressure, and rising customer expectations.

Drawing on decades of experience in banking IT, we explore how modern technologies reshape core banking, payments, risk management, and customer experience — through a practical, business-first lens. Expect perspectives on industry shifts, prominent technology use cases, and decision-ready roadmaps that help banks build reliable and secure software.

Follow this page to keep pace with how banks can innovate without adding risk.

Dimitry Senko

Lending IT Consultant and Senior Business Analyst, ScienceSoft

4 Tech-Driven Strategies Lenders Are Using to Attract More Capital

Lending IT

Banking IT

Finance IT

4 Tech-Driven Strategies Lenders Are Using to Attract More Capital

By automating complex tasks and expanding investor reach, these four strategies help lenders raise more capital while cutting funding costs and timelines.

Nov 8, 2025

Dimitry Senko

Lending IT Consultant and Senior Business Analyst, ScienceSoft

Legacy Analytics Tools Hamper Tactical Capital Allocation in Lending. Here’s How to Upgrade Them

Lending IT

Banking IT

Finance IT

Legacy Analytics Tools Hamper Tactical Capital Allocation in Lending. Here’s How to Upgrade Them

Lenders need powerful data processing and analytics features for efficient capital allocation, but this is exactly what their legacy tools fail to provide.

Apr 20, 2025

Dimitry Senko

Lending IT Consultant and Senior Business Analyst, ScienceSoft

Four Digital Credit Underwriting Strategies to Expand Borrower Base Without Added Risks

Lending IT

Banking IT

Finance IT

Four Digital Credit Underwriting Strategies to Expand Borrower Base Without Added Risks

How to leverage new borrower data, AI-powered risk analytics, and process automation tools for fairer and more profitable credit underwriting strategies.

Dec 21, 2024

Mary Zayats

Head of Technology and Competency Development, Financial IT Principal Consultant, ScienceSoft

Building a Mobile Payment App Gen Z Will Love

Finance IT

Banking IT

Mobile Apps

Building a Mobile Payment App Gen Z Will Love

ScienceSoft's Financial IT Consultant advises on winning mobile payment app development strategies and UX-friendly security mechanisms for Gen Z consumers.

Nov 25, 2024

Sergey Golubenko

Principal Architect, Productivity Solutions Expert, ScienceSoft

SharePoint

Finance IT

Banking IT

Revitalizing a SharePoint-Based Bank Intranet

Recharge your SharePoint-based bank intranet to power business activities, encourage collaboration and boost social interaction.

Mar 11, 2024

Natallia Babrovich

Financial and Banking IT Consultant and Lead Business Analyst, ScienceSoft

CRM for Community Banks: a Game-Changer in the Digital Age

Banking IT

CRM

Finance IT

Lending IT

CRM for Community Banks: a Game-Changer in the Digital Age

Learn how banking CRM software can help community banks build a customer-focused service strategy, gain a competitive edge, and maximize their market share.

Mar 7, 2024

Boris Shiklo

Chief Technology Officer, ScienceSoft

Internet of Things

Finance IT

Insurance IT

Banking IT

IoT for Smart Banking and Finance

ScienceSoft describes the role of IoT in banking and finance, reviews its benefits, and gives examples of how leading BFSI orgs take advantage of the tech

Sep 6, 2022

Natallia Babrovich

Financial and Banking IT Consultant and Lead Business Analyst, ScienceSoft

Banking IT

CRM

Finance IT

How banks can increase customer retention with appealing loyalty programs

To create top-notch loyalty programs that increase customer retention, banks should make the right use of the latest technology.

Oct 23, 2020

Karina Dalhunova

How Banks Can Boost Cross-Selling: The Ultimate Guide

Banking IT

CRM

Data Analytics & BI

Finance IT

How Banks Can Boost Cross-Selling: The Ultimate Guide

We explore how a central CRM system, mobile banking app and analytics software can help banks to succeed in cross-selling.

Jan 17, 2020