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Finance IT Blog

AI Enables Nearly Autonomous Health Insurance Budgeting, But Human Checks Are Still a Must
Insurance IT, Finance IT, Digital Transformation

AI Enables Nearly Autonomous Health Insurance Budgeting, But Human Checks Are Still a Must

AI boosts financial planning accuracy and efficiency, but it shouldn't be an autonomous decision-maker, says Olga Vinichuk at ScienceSoft.
By Stacy Dubovik and Olga Vinichuk
Still Budgeting Health Insurance in Spreadsheets? Here's a More Effective Tech Stack
Insurance IT, Finance IT, Digital Transformation

Still Budgeting Health Insurance in Spreadsheets? Here's a More Effective Tech Stack

Explore specialized budgeting solutions that help health insurers create and adjust budgets 65–80% quicker and boost the FP&A team's productivity by 40–80%.
By Stacy Dubovik and Olga Vinichuk
Fully Digital Insurance Is Already Here. See How It Boosts Sales, Underwriting, and Claims
Insurance IT, Finance IT, Digital Transformation

Fully Digital Insurance Is Already Here. See How It Boosts Sales, Underwriting, and Claims

Many talk digital transformation in insurance these days, but it’s hard to find case studies supported by concrete results. Here are three real stories.
By Stacy Dubovik
Four Digital Credit Underwriting Strategies to Expand Borrower Base Without Added Risks
Lending IT, Banking IT, Finance IT

Four Digital Credit Underwriting Strategies to Expand Borrower Base Without Added Risks

How to leverage new borrower data, AI-powered risk analytics, and process automation tools for fairer and more profitable credit underwriting strategies.
By Dimitry Senko
Software Can Cut Costs for Health Insurers — But Watch Out for TCO Overruns
Insurance IT, Finance IT, Healthcare IT

Software Can Cut Costs for Health Insurers — But Watch Out for TCO Overruns

Health insurance automation can help reduce operational costs without cutting staff, but software TCO may become a new budget drain if not managed well.
By Olga Vinichuk and Stacy Dubovik
Tokenization to Redefine Investing in Real Estate, But Regulators May Curb Market Growth
Finance IT, Blockchain, Investment IT

Tokenization to Redefine Investing in Real Estate, But Regulators May Curb Market Growth

By 2030, the global market for tokenized real estate will reach $3 trillion and represent 15% of the real estate AUM, ScienceSoft's research team predicts.
By Vital Soupel
Building a Mobile Payment App Gen Z Will Love
Finance IT, Banking IT, Mobile Apps

Building a Mobile Payment App Gen Z Will Love

ScienceSoft's Financial IT Consultant advises on winning mobile payment app development strategies and UX-friendly security mechanisms for Gen Z consumers.
By Mary Zayats and Stacy Dubovik
A Journey to Smart Underwriting in Health Insurance: How to Start with Confidence
Insurance IT, Finance IT, Healthcare IT

A Journey to Smart Underwriting in Health Insurance: How to Start with Confidence

Health insurers chase intelligent underwriting, but it‘s a high-hanging fruit. Here are win-win strategies and tools to start an AI journey with confidence.
By Olga Vinichuk
Behavior-Based Insurance To Reshape Life & Health Plans. Or Will It?
Insurance IT, Finance IT, Healthcare IT

Behavior-Based Insurance To Reshape Life & Health Plans. Or Will It?

By 2035, at least 60% of health payers will offer some form of behavior-based insurance alongside traditional coverage types, ScienceSoft's research shows.
By Olga Vinichuk
Boosting Customer Experience in Health Insurance: Can You Escape AI?
Insurance IT, Finance IT, Healthcare IT

Boosting Customer Experience in Health Insurance: Can You Escape AI?

For health insurance customer experience, AI is gradually turning from a luxury into a necessity, ScienceSoft’s lead insurance IT consultant says.
By Olga Vinichuk and Stacy Dubovik
Seeking to Elevate Insurance Customer Digital Experience? Here’s Where You Should Start
Insurance IT, Finance IT

Seeking to Elevate Insurance Customer Digital Experience? Here’s Where You Should Start

30% of insurance clients report poor digital customer experience. Learn the surefire strategies to introduce top-notch CX with your digital platforms.
By Zaryna Babko
Mortgage CRM: The Future of Loan Management
CRM, Finance IT, Lending IT

Mortgage CRM: The Future of Loan Management

Get to know how a specialized mortgage CRM can increase your profits and boost team productivity.
By Andrew Repin
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