Finance IT Blog

Welcome to our Finance insights space, designed for leaders driving technology strategy in the banking, financial services, and insurance (BFSI) industry.

Drawing on decades of experience in financial IT, we explore how data, automation, and analytics solutions enable smarter, more efficient financial service operations while covering critical aspects like security and compliance. Our focus stays firmly on technology as a business enabler, with complex IT topics turned into clear, decision-oriented perspectives.

Check back regularly for ideas that help BFSI and fintech firms innovate without adding risk.

Mary Zayats

Head of Technology and Competency Development, Financial IT & AI Principal Consultant, ScienceSoft

Q2 2026 Investment AI Trends: Investment Firms Scale Assistive AI. Retail Brokerages Expand AI-Powered Investment Advice

Investment IT

Finance IT

Artificial Intelligence

Q2 2026 Investment AI Trends: Investment Firms Scale Assistive AI. Retail Brokerages Expand AI-Powered Investment Advice

Investment firms scale assistive AI in production. AI-driven advisory services and strategic AI partnerships signal broadening industry adoption.

Aug 2, 2026

Mary Zayats

Head of Technology and Competency Development, Financial IT & AI Principal Consultant, ScienceSoft

Tokenization to Redefine Real Estate Investing, But Regulatory Barriers May Slow Adoption — ScienceSoft

Finance IT

Blockchain

Investment IT

Tokenization to Redefine Real Estate Investing, But Regulatory Barriers May Slow Adoption — ScienceSoft

By 2030, the global market for tokenized real estate will reach $3 trillion and represent 15% of the real estate AUM, ScienceSoft's research team predicts.

Jul 31, 2026

Vital Soupel

Senior Insurance IT & AI Consultant, ScienceSoft

8 Practical Questions Insurance Leaders Should Ask Before Investing in Claims AI

Insurance IT

Finance IT

Digital Transformation

Artificial Intelligence

8 Practical Questions Insurance Leaders Should Ask Before Investing in Claims AI

ScienceSoft's Insurance IT & AI Consultant shares practical AI use cases in claims and addresses hard questions behind AI rollout and scaling.

Jul 22, 2026

Vital Soupel

Senior Insurance IT & AI Consultant, ScienceSoft

Q2 2026 Insurance AI Trends: Assistive AI Outpaces Agentic AI in Enterprise Deployments, Market Players Invest Heavily in AI Scaling Infrastructures

Insurance IT

Finance IT

Artificial Intelligence

Q2 2026 Insurance AI Trends: Assistive AI Outpaces Agentic AI in Enterprise Deployments, Market Players Invest Heavily in AI Scaling Infrastructures

Insurance organizations pursue autonomous AI, but assistant tools still lead in enterprise rollouts. AI budgets focus on infrastructure readiness.

Jul 9, 2026

Mary Zayats

Head of Technology and Competency Development, Financial IT & AI Principal Consultant, ScienceSoft

Q1 2026 Investment AI Trends: GenAI Leads Adoption, Investment Firms Double Down on AI Despite Risks

Investment IT

Finance IT

Artificial Intelligence

Q1 2026 Investment AI Trends: GenAI Leads Adoption, Investment Firms Double Down on AI Despite Risks

Investment firms scale generative AI assistants and prepare for agentic AI rollout. Advisor concerns and integration complexity hamper adoption.

Apr 17, 2026

Vital Soupel

Senior Insurance IT & AI Consultant, ScienceSoft

Q1 2026 Insurance AI Trends: Agentic AI Becomes Customer-Facing, Distribution Through ChatGPT Sends Broker Stocks Down

Insurance IT

Finance IT

Artificial Intelligence

Q1 2026 Insurance AI Trends: Agentic AI Becomes Customer-Facing, Distribution Through ChatGPT Sends Broker Stocks Down

Insurers scale AI agents, but non-agentic GenAI still leads in production. ChatGPT-based insurance distribution collapses broker stocks.

Mar 31, 2026

Mary Zayats

Head of Technology and Competency Development, Financial IT & AI Principal Consultant, ScienceSoft

Q4 2025 Investment AI Trends: Traditional AI Leads Adoption, But GenAI to Reshape the Status Quo in 2026

Investment IT

Finance IT

Artificial Intelligence

Q4 2025 Investment AI Trends: Traditional AI Leads Adoption, But GenAI to Reshape the Status Quo in 2026

Investment firms moved past pilots in generative AI, but trust and privacy concerns restrain live rollouts. Agentic AI remains in exploration mode.

Jan 30, 2026

Vital Soupel

Senior Insurance IT & AI Consultant, ScienceSoft

Q4 2025 Insurance AI Trends: Payers Go All-In on E2E AI Despite Tech Debt, Vendors Race to Simplify Integration

Insurance IT

Finance IT

Artificial Intelligence

Q4 2025 Insurance AI Trends: Payers Go All-In on E2E AI Despite Tech Debt, Vendors Race to Simplify Integration

Insurers pursue multi-task AI, but most live deployments still target isolated workflows. Vendors are prompted to address AI integration pains.

Jan 4, 2026

Vadim Belski

Head of AI, Principal Architect, ScienceSoft

Agentic AI for Fraud Detection: Engineering A Solution That Insurers Can Actually Trust

Insurance IT

Finance IT

Digital Transformation

Artificial Intelligence

Agentic AI for Fraud Detection: Engineering A Solution That Insurers Can Actually Trust

With robust safeguards for agentic fraud detection, insurers get accurate scores, fair claim decisions, strong data security, and compliant AI governance.

Nov 26, 2025

Dimitry Senko

Lending IT & AI Consultant and Senior Business Analyst, ScienceSoft

4 Tech-Driven Strategies Lenders Are Using to Attract More Capital

Lending IT

Banking IT

Finance IT

4 Tech-Driven Strategies Lenders Are Using to Attract More Capital

By automating complex tasks and expanding investor reach, these four strategies help lenders raise more capital while cutting funding costs and timelines.

Nov 8, 2025

Olga Vinichuk

Insurance IT & AI Consultant and Lead Business Analyst, ScienceSoft

Behavior-Based Insurance To Reshape Life & Health Plans. Or Will It?

Insurance IT

Finance IT

Healthcare IT

Behavior-Based Insurance To Reshape Life & Health Plans. Or Will It?

By 2035, at least 60% of health payers will offer some form of behavior-based insurance alongside traditional coverage types, ScienceSoft's research shows.

May 8, 2025

Dimitry Senko

Lending IT & AI Consultant and Senior Business Analyst, ScienceSoft

Legacy Analytics Tools Hamper Tactical Capital Allocation in Lending. Here’s How to Upgrade Them

Lending IT

Banking IT

Finance IT

Legacy Analytics Tools Hamper Tactical Capital Allocation in Lending. Here’s How to Upgrade Them

Lenders need powerful data processing and analytics features for efficient capital allocation, but this is exactly what their legacy tools fail to provide.

Apr 20, 2025