Stacy Dubovik

Stacy joined ScienceSoft in 2020, bringing in her expertise in large-scale digital transformation projects and practical knowledge of the business development and investment domains. With a degree in International Business Administration, she dedicated early years of her career to an enterprise-wide innovation project where she worked as a stakeholder on a client’s side. After that, she worked in the management track of a real estate investment company. Inspired by the way distributed ledger technology is revolutionizing business operations and transforming the financial sector, Stacy decided to redirect her carrier toward technology research, with a focus on financial technology and blockchain.

At ScienceSoft, Stacy works side by side with business analysts, solution architects, and engineers to help create innovative solutions that bring unique value to ScienceSoft’s clients. As a Financial Technology and Blockchain Researcher, she framed ScienceSoft’s service offerings in investment IT, insurance IT, fintech, blockchain, and other domains. In addition, Stacy creates comprehensive guides to help businesses see the capabilities and limitations of blockchain technology and make more informed decisions on its adoption. In some of her recent articles, she elaborates on how to architect smart contracts for insurance, how to perform tokenization of tradeable assets, how to build a blockchain for cross-border payments, and how to tap into blockchain-based lending.

As more BFSI companies pursue artificial intelligence (AI), Stacy has recently dedicated much of her research to the use cases and secure implementation options for AI in finance. In her pages, she overviews ways to adapt large language models (LLMs) for financial services, high-value agentic AI capabilities for core insurance tasks, architecture options for investment AI systems, and other practical aspects. Her meticulous research and strong understanding of both financial technology and the BFSI sector's operational nuances contribute to ScienceSoft’s expertise and realistic offerings in the financial AI transformation domain.

Stacy continuously monitors customer expectations, technology trends, and emerging fintech products in the BFSI market. As part of this work, she authors quarterly technology overviews, including AI trend watch reports covering the investment and insurance industries.

I believe that the true potential of fintech-driven disruption goes far beyond boosting business efficiency and improving customer experience for a particular company. Rather, it’s about building a more transparent and accessible global financial system that brings equally high benefits to all its participants.