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Learn the Cost of Your Banking Software Solution

Please answer a few simple questions about the banking solution you want to build. This will help our experts better understand your needs and calculate a tailored quote much quicker.

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*What kind of banking software do you want to build?

Mobile banking app

Internet banking app

Lending software

Investment software

Payment software

Treasury software

Deposit management software

Trade finance software

CRM

Intranet

Document management system

Accounting system

Compliance management software

Banking security solution

Banking analytics

AI-supported virtual assistant

Blockchain-based banking solution

*What features should your mobile banking app provide? Select all that apply.

Account management for app users

Applying for cards, deposits, loans, etc.

Multi-currency payments

Peer-to-peer money transfers

Cross-border payments and transfers

QR-code-based payments

Contactless (NFC) payments

Currency converter

AI-powered chatbot

Live chat

Voice navigation

Automated KYC/AML verification

Multi-factor authentication

Biometric authentication

Financial fraud detection

Push notifications

Buy Now Pay Later support

Crypto banking

In-app investment and trading

Financial analytics and budgeting

GPS navigation

What platforms do you plan to target?

iOS Android Both

What development option are you interested in?

A native iOS and a native Android app

Cross-platform (one app for iOS and Android)

I need your consultation on native vs. cross-platform development

If you have a web app, do you plan to integrate your future mobile app with its back end?

Yes

No, I want a separate back end for my mobile app

*Do you already have finalized UX and/or UI samples?

Yes

No, I’ll need ScienceSoft’s assistance with the design

No, but I’m planning to contact a dedicated design agency

*What features should your internet banking app provide? Select all that apply.

Account management for app users

Applying for cards, deposits, loans, etc.

Multi-currency payments

Peer-to-peer money transfers

Cross-border payments and transfers

Currency converter

AI-powered chatbot

Live chat

Automated KYC/AML verification

Multi-factor authentication

Financial fraud detection

Buy Now Pay Later support

Crypto banking

Investment and trading

Financial analytics and budgeting

*What type(s) of loans should your solution support?

Consumer loans

Commercial loans

Mortgage loans

Trade finance loans

Student loans

Auto loans

Crypto loans

Peer-to-peer (P2P) loans

Buy Now, Pay Later (BNPL)

*What capabilities should your lending software provide? Select all that apply.

Credit underwriting

Loan pricing

Mortgage close

Billing

Loan servicing

Debt collection

Loan portfolio management

Lending task management

Lending fraud detection

Customer self-service options

P2P lending

Blockchain-based lending

Loan application processing

Loan document generation

Loan reporting

Loan disbursement

Compliance checks

*What type of investment solution(s) do you need?

Investment portfolio management system

Investment research automation solution

Investor relationship management system

Investment accounting software

Investor reporting software

Document management system

Investment risk management software

Investment compliance monitoring solution

Investor portal

Client-facing investment app

Investment platform

Online trading platform

Robo-advisor

Investment analytics

Blockchain for investments

*What asset classes should your solution support?

Stocks and equities

Bonds

Cash and cash equivalents

Real estate

Commodities

Crypto assets

*What capabilities should your payment software provide? Select all that apply.

Automated payment processing

Cross-border settlements

Digital customer payments (via a payment gateway)

Payment orchestration

Processing of P2P money transfers

Buy Now, Pay Later payments

Blockchain payments

POBO & COBO

Payment fraud detection

AI-powered virtual assistance

Payment analytics

*What payment method(s) should your solution support?

Bank transfer

Card

E-check

Digital wallet

Direct debit via ACH

Crypto payment

QR-code-based payment

Contactless (NFC) payment

*What functional modules should your treasury software provide? Select all that apply.

Cash management

Liquidity and working capital management

Investment management

Debt management

Financial risk management

Trade finance management

Payment management

eBAM

Investment accounting

Tax management

Treasury analytics

*What capabilities should your deposit management solution provide? Select all that apply.

Deposit product management

Deposit account origination

Deposit account servicing

Fixed and recurring deposit management

Multi-currency deposit tracking and reconciliation

Interest calculation and management

Real-time balance updates

Deposit analytics

Account performance reports

Self-service account opening for customers

Automated KYC/CDD

Automated fraud detection

Instant account funding options

eSigning of deposit transactions

Automated customer communication

*What capabilities should your trade finance solution provide? Select all that apply.

Letter of credit issuance and processing

Data extraction from digital trade finance documents

Physical document conversion to digital format

Trade finance document validation and fraud detection

Pre-screening for sanctions and AML compliance

Automated deal risk assessment

Automated execution of trade agreements

Real-time monitoring of trade finance transactions

Automated settlements

Payment reconciliation

Automated workflows for discrepancy resolution

Notifications about expirations, renewals, etc.

Regulatory compliance reporting

*What capabilities should your CRM support? Select all that apply.

Lead and opportunity management

Sales pipeline automation

AI-powered sales intelligence

Banking product catalog management

Customer segmentation

Email marketing

Customer experience surveys

Marketing campaign automation

Internal knowledge base

Customer self-education portal

Sales analytics

Marketing analytics

Customer service analytics

What implementation strategy do you prefer?

Platform-based development Custom development I need your consultation

If applicable, what CRM platform(s) do you consider?

Microsoft Dynamics 365

Salesforce

SAP CRM and Customer Experience

Oracle CX

HubSpot

Zendesk

Zoho CRM

*What features do you need in your banking intranet? Select all that apply.

Organization chart (employee directory)

Employee profiles

Document management

Employee time management (work time tracking, vacations, sick leaves)

Learning management

Corporate policy management

Employee goal setting and performance evaluation

Employee help desk

Social features (news, corporate announcements, employee recognition)

Corporate communication (instant messaging, discussion boards, blogs, forums)

Gamification features (e.g., badges, reward points)

*What document management features do you need? Select all that apply.

Bank document templates

Optical character recognition for physical document processing

Automated document checks (e.g., for correctness, completeness)

Real-time document collaboration

Automated document workflows (notifications, approvals, etc.)

Document versioning

Document indexing (with tags, metadata)

Smart document search

Audit trails

*What functional modules should your accounting software provide? Select all that apply.

General ledger

Accounts payable

Accounts receivable

Billing and invoicing

Fixed asset accounting

Inventory accounting

Travel and expense accounting

Payroll management and accounting

Tax management and accounting

Multi-entity accounting

Project accounting

Investment accounting

Crypto accounting

Cost control and budgeting

*What accounting processes should your software automate?

Journal entries

Accounting calculations (balance, payroll, taxes, etc.)

Revenue recognition

Invoice processing

Payments

Debt collection

Reconciliation

Financial close

Financial reporting

*What capabilities should your compliance solution provide? Select all that apply.

Policy and procedure management

Monitoring compliance with bank policies

Regulatory compliance monitoring

KYC workflow automation

Sanctions screening

Employee training and certification tracking

Real-time alerts for non-compliance

Fraud detection and prevention

Investigation management

Regulatory change management

Customizable compliance dashboards

Compliance analytics

Automated compliance reporting

*What type(s) of banking security solution do you need?

Fraud detection and prevention

Identity and access management (IAM)

Data encryption

Multi-factor authentication

Biometric authentication

Transaction monitoring

User and entity behavior analytics

Threat detection and response

Security Information and Event Management (SIEM)

Firewall and Intrusion Detection/Prevention Systems (IDS/IPS)

Secure file transfer

Real-time malware and phishing protection

Privileged access management (PAM)

eSignature

Compliance monitoring

*What type of banking analytics should your solution provide? Select all that apply.

Bank’s performance analytics

Customer analytics

Marketing analytics

Corporate finance analytics

Deposit analytics

Payment analytics

Lending analytics

Investment analytics

Compliance analytics

Risk analytics

Fraud analytics

Financial market analytics

Customer support analytics

*How promptly should changes in source data be reflected in your analytics solution?

If you have different latency requirements for different data types, feel free to check several boxes.

>24 h

4–24 h

1–4 h

15 min – 1 h

5–15 min

1–5 min

1–60 sec

<1 sec

Not sure

*What capabilities should your AI assistant provide? Select all that apply.

If you have different latency requirements for different data types, feel free to check several boxes.

24/7 customer support

Personalized financial advice

Voice-assisted banking

Notifications and reminders

Real-time fraud detection alerts

Instant account information access for customers

Virtual assistance for bank employees

Smart search

All of the listed

*What blockchain solution(s) do you want to develop?

Multi-party blockchain network (e.g., for interbank settlement)

Blockchain-based bank software: investment, lending, accounting, etc.

Asset tokenization solution

Customer-facing dApp: banking, payments, lending, etc.

Decentralized banking platform

Smart contracts to automate particular banking operations

Custom cryptocurrency

Cryptocurrency payment API

Crypto wallet

Solutions for integrating blockchain and traditional banking systems

Not sure

*Should your software provide advanced analytics and reporting?

Predictive analytics to forecast the required banking metrics and events

Prescriptive analytics for service optimization and AI-supported planning

Complex reports (e.g., multi-department or for local banking regulators)

Basic analytics capabilities only (calculation of historical metrics)

*What best describes your situation?

We need banking software for internal use

We are developing banking software for commercial distribution

*What is the expected number of software users?

1–10

10–100

100–500

500–1,000

1,000–5,000

5,000–10,000

10,000–100,000

Over 100,000

Are you going to sell your software to:

Individual users Organizations Both

*How many individuals will use your software, approximately?

Up to 100

100–500

500–1,000

1,000–5,000

5,000–10,000

10,000–50,000

50,000–100,000

Over 100,000

*How many organizations are you planning to target, approximately?

Up to 100

100–1,000

1,000–10,000

10,000–100,000

Over 100,000

*How many end users (individuals from all organizations) will use your software, approximately?

Up to 100

100–1,000

1,000–10,000

10,000–100,000

100,000–1,000,000

Over 1,000,000

How many organizations are you planning to target, approximately?

Up to 100

100–1,000

1,000–10,000

10,000–100,000

Over 100,000

*How many end users (both corporate and individual users) will use your software, approximately?

Up to 100

100–1,000

1,000–10,000

10,000–100,000

100,000–1,000,000

Over 1,000,000

*What type of banking software do you need?

Desktop (installed on users' PCs)

Web (available via browser)

Mobile

*Which software version do you need?

A full-featured version

MVP only

MVP now, a fully-featured solution later

*Do you have any preferences for the environment?

On-premises

Cloud

Hybrid (cloud and on-premises)

Not sure

*Should your solution integrate with other software?

With administrative systems, external data sources, partners’ systems, etc.

Not sure

*Should your solution interact with hardware?

With ATMs, PoS systems, security cameras, card embossing equipment, etc.

Not sure

Do you have any tech stack preferences?

Particular programming languages, software platforms, cloud services, etc.

Do you need to migrate data from legacy software?

Yes

*Are there any compliance requirements for your software? Select all that apply.

No requirements

PCI DSS

AML/CFT

FINRA

GLBA

SOX

SEC

ECOA

TILA-RESPA

GDPR

NYDFS

CCPA

SOC1 / SOC2

NIST

I need your advice on compliance

Please provide your contact information to receive a personalized cost estimate

*Full name

*Company name

*Work email

Phone number

Preferred way of communication:

Any Email Phone

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Thank you for your request!

We will analyze your case and get back to you within a business day to share a ballpark estimate.

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